Client Update – CRA Flipping Out on Quick Home Sales!

February 17, 2023 New legislation was introduced in 2022, which is effective on residential property dispositions starting January 1, 2023. A new residential property flipping rule was introduced to focus on those individuals that would purchase a house and then turn around and sell or “flip” the property shortly thereafter for a profit.  When a…

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CLIENT UPDATE 2020 Tax Season – Providing Your Documentation

As the second round of pandemic-era personal tax season begins, we are striving to provide our clients and staff with safer alternatives for the delivery of information. The purpose of this update is to advise you of the methods which are available to you for submitting your tax information to us for preparation, and options…

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Can you still split income with the new tax legislation?

As April 30th is approaching, many people are thinking of tax planning options in order to reduce the amount of tax that they must pay.  A common method of tax planning is income splitting; this method is done by the high-income family member (transferor) diverting their investment income to low-income family members (transferee) by gifting…

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Potential Increase to Capital Gains Inclusion Rate

There are always predictions about what tax changes will be included in the federal government’s annual budget.  Like many times in the last several years, there is speculation that the capital gains inclusion rate will increase from 50% to 75%.  This concern has gained renewed traction in the current year, due to the current Liberal…

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Should Your Investment Fees be Paid Out of Non-Registered Accounts?

Do you have a registered RRSP/RRIF/TFSA account? Do you also have a non-registered investment account? If your answer was ‘yes’ for both the questions, you could potentially increase the value of your registered account and defer the incremental taxes by paying all your fees from the non-registered account. There are various benefits to paying your…

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Moving Expenses: Planes, trains, automobiles and… canoes?

Recently a teacher located in Ottawa won his case with the Canada Revenue Agency (CRA) to be able to deduct his moving expenses from Whitby to Ottawa for 2014.  The reason that it took almost 5 years to win his case was because his mode of transportation was a canoe. See the full article here:…

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2019 Year-End Tax Planning

It is almost the end of the year and the thought of completing your tax return starts to pop up for everyone, whether it be paying extra or expecting a refund. Although most of us realize that paying taxes is part of life and essential to ensure that we continue with our current lifestyles, we…

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Old Age Security

For anyone turning 65 in the upcoming year, the information below may help you in enrolling in the Canadian Old Age Security (OAS) pension. Also, below are some tax planning tips that will enable you to take full advantage of the program, including how to decide if deferring the receipt of the OAS will be…

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Rental Properties and Your Home– Unexpected Taxes

At one point or another, most people have thought about renting out the extra rooms in their home to earn some additional cash. CRA has specific rules for when tax payers wish to turn their current residential home into a rental home and vice-versa. If not carefully reviewed, there can be unfavorable results for the…

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